Last Edited: 22 Jul 2020 11:03 pm
The video above shows how players can earn more than $2Billion in GTA 5‘s single player
If you want the best Cars, Weapons, Super Yachts and Properties in GTA Online, you’re going to have to accumulate quite a bit of money. Unfortunately, GTA Online offers so many options to players (and so little guidance) that the best way to make money isn’t always apparent.
Your First Million
If you’re just creating your very first character in GTA Online, welcome! There are many ways to earn the start-up capital you’ll need in order to become the mastermind of your very own criminal empire.
Rockstar Social Club, Twitch Prime, & PlayStation Plus Bonuses
While they can’t be done repeatedly like many of the other tasks on this list, the single fastest (and easiest) way to make money is through bonuses from the Rockstar Social Club, Twitch Prime, or from PlayStation Plus membership.
If you have an active Amazon Prime account, you have access to Twitch Prime. Link your Twitch account to your Amazon account and you’ll gain all sorts of bonuses (including free games, and bonuses for many different games).
Once you’ve done that, you can link your Twitch Prime account to the Rockstar Social Club, select your gaming platform, and you’ll begin to see substantial rewards once you login to GTA Online (Example: at the moment we’re writing this, players can get GTA$200,000 each week, meaning they can make a total of GTA$1,000,000 just for logging in each week during this month).
You can link your Social Club and Twitch Prime accounts by visiting Twitch.Amazon.com/Prime/Loot/GTAonline.
Additionally, if you are a PlayStation Plus member, you will occasionally be awarded special bonuses (Example: Rockstar is currently awarding PlayStation Plus subscribers GTA$1,000,000 every month until GTA Online releases for the PlayStation 5).
Check out the GTA Online Weekly Updates page for the most up-to-date information on these bonuses.
Rockstar regularly updates GTA Online and often awards players just for logging in each week. Rewards can include GTA$, as well as free vehicles, properties, and more, making this a great way to make, or save, money.
Check out the GTA Online Weekly Updates page for the most up-to-date information on these bonuses.
The Lucky Wheel
Ever since the release of the Diamond Casino & Resort, players have had access to the Lucky Wheel. Each day, (no daily reset time, simply a 24 hour cooldown) players can head into the Diamond Casino and approach both the cashier and the Lucky Wheel. While this won’t be a reliable source of income, the potential payouts are hefty enough to warrant taking your free spin every day.
The cashier will give the player 1,000 chips as a “visitor bonus” each day, which can be exchanged for GTA$1,000, while the Lucky Wheel spin can award RP (2,500-15,000), Chips (10,000-25,000), and GTA$ ($20,000-50,000).
Additionally, you can win “mystery” prizes, clothing items, and high-end vehicles (whichever vehicle is currently displayed on the rotating podium).
Rockstar launches weekly updates and events for GTA Online, introducing new modes or featuring old ones and doubling, or even tripling, both their RP and GTA$ rewards. Races, Stunt Races, and Adversary Modes are all contenders for these bonuses, and can often earn players some serious cash for just a few matches.
Top Earning: Heists
Heists are the best way to earn a lot of money, but they aren’t a quick or easy solution to an empty wallet, and they require you to provide cash upfront, just to get started. Because of this, and the requirement to coordinate with multiple other players on your team, Heists should be considered “endgame” content for players who already have a relatively serious amount of cash on hand.
You can host your own heists once you reach level 12 and have purchased a penthouse apartment on Dynasty8 real estate – or, you can just hop into heists run by other players! You can earn a few hundred thousand dollars joining each of the original heists, and even more in the newer Doomsday heists.
Become an Associate or Bodyguard
Associates provide backup and security for CEOs, and Bodyguards provide security for VIPs. The roles are essentially identical in function and salary – roughly $5000 every half-hour, and are a great way to get used to the world of GTA Online with help from a more experienced player.
Join a Gang
Similar to becoming an associate or bodyguard, you can also join a Motorcycle Club, or biker gang. Their business dealings are a little scrappier, but no less profitable.
Top Earning: Run Businesses
Once you’ve got yourself established in the San Andreas underworld, you’ll want to get yourself set up with a few criminal operations. Assuming you’ve earned enough money to purchase an office (storage units, etc), one efficient way to make money is to steal and sell cars from the Import / Export update.
Eventually, you’ll be able to run several businesses, and you’ll be able to restock and push that product for serious winnings. While it takes more cash than many other ventures, and it takes time to ramp up, combining businesses and Heists is the best way to make tons of cash in GTA Online.
Protect Your Earnings
Don’t forget to stash your ill-gotten gains in the bank as soon as possible. Opportunistic rivals wait like vultures to steal money from players coming off Jobs with full pockets.
Dive into your Cell Phone, browse the internet, and deposit your money in the bank immediately after every Job. The easiest way is to simply click your phone, then click the tab relating to money and click the third option which should be Maze Bank.
With the almost absurd number of vehicles, properties, customization options, and more, it can be very tempting to simply buy everything you see in every store.
Don’t let yourself get lured in by the fashion’s siren song and waste your early cash on clothes or cosmetics. Save your money for very specific Weapons and weapon upgrades, restocking your ammo, and buying good Armor before difficult missions.
Another essential early investment is a garage or apartment. This is especially true because having access to a garage is the only way you’ll be able to claim vehicles for yourself. Be sure to check the Dynasty 8 menu regularly, as some properties are available for free (especially with PS+, Twitch Prime, and other bonuses). There’s no need to spend cash when you can get something similar for free.
Because you’ll be able to choose additional spawn locations based on properties you own, it can save you some serious time to invest in one or two select properties in specific locations (Example: the garage near the Diamond Casino gives you an easy spawn point to spin the casino’s Lucky Wheel every day).
More Quick Cash
The suggestions below can also provide you with a few thousand dollars when you’re running low on funds.
Get a Job
Jobs are a great way to earn money early on in your GTA Online career (in fact, they can be one of the only ways to earn cash when you are broke or starting out). They are relatively short, provide fairly substantial rewards for success and adequate rewards for participation. Depending on the job, they can also offer opportunities to increase Stats, Rank and Reputation.
Jobs can be found scattered all over the Map, but the easiest way to access Jobs is to check the Quick Jobs tab on your Cell Phone. From this menu you can access all unlocked Job types for your character and find matchmaking options, as well. While they will be more challenging, you can also tackle most Jobs alone.
Looking to earn money in single-player GTA ? Head over to our Making Money in GTA 5 page and you’ll score more money than you can spend!
Survival matches unlock at level 15 and are a great way to earn cash. Successfully making it to the end of level 10 (normally takes less than 10 minutes) pays out GTA$20,000. These survival missions are anywhere from 1 to 4 players and fairly simple to beat if you work as a team. The plane boneyard map has a building that you can climb onto the roof of that gives you a pretty big advantage. You can replay these as many times as you like and rake in the dough.
NOTE: Any jobs you replay give you only half as much of a payout than when you first completed them.
Los Santos Customs Mod Shops will purchase non-tracked cars (basically, any car you haven’t claimed for yourself) for small, but solid prices. Driving a jacked car to a nearby Mod Shop will garner a little extra spending money.
NOTE: Cops are always on the lookout for stolen cars, and you can only sell one car per in-game day (48 minutes), but the rewards can be substantial, depending on the car.
SUVs bring in fairly good prices, ranging from 3.5-7K (Baller is worth 9k). Lampadeti Felon’s sell for $9,000+. For more Information view Best Selling Cars.The math appears to be that the modshop sell price is 10% of any vehicles actual purchase price.
The Richman area is probably one of the best places to prowl for the high-end (but sellable), cars.
Simeon also has a varying wish list of high-priced rides. He will text you a list of cars he desires. If you happen upon one of these, take it to a mod shop, respray it, then drive it down to the docks. Bring them to him, and you’ll garner a decent reward (approx. 2X what a mod shop would offer depending on the condition of the vehicle), even if you are left stranded at the docks.
While the amount of cash you’ll earn is relatively small compared to other activities, Robberies take almost no time at all. GTA Online Robberies are similar to GTA 5 Robberies. Step into one of the many stores around San Andreas (gas stations, convenience stores, etc.), then point a gun at the clerk, grab the money, and flee before the cops arrive. In Grand Theft Auto Online, however, there are a few twists.
First, yelling at the Cashier (into your microphone) causes them to load money more quickly, but the noise may be overheard by other players, who may choose to lie in wait and kill you to steal your score.
Additionally, Robberies may be carried out alongside other players, and the person handling the bag of money will be responsible for divvying up the cash when the robbery is over. To divide the earnings, bring up the Quick Interaction menu. From there, head to Inventory->Cash. After this, click the “split” option, and divide the money amongst the participants. Note that cuts are based on percentages and not dollar amounts, for ease of calculation.
This Robbery method requires two players, but if done correctly, you will be able to hit every store in San Andreas multiple times while taking minimal damage.
First, cause enough mayhem to claim a Three-Star Wanted Level, then grab one of the police vans that show up. Assign one player to drive while the other sits in the back, and ensure the car doors are closed. The police van is covered in armor and has bulletproof windows, so you won’t really have to deal with other cars. Head to the nearest store and back the van up to the doors of the liquor store leaving just enough space for your partner to open the doors and get out, then repeat the process at every store in San Andreas, making at least $15,000 while you stay safe in that fortress of a van. Next, all you have to do is lose your wanted level, and you’ll be in the clear.
Once you reach Level 50, you can call Lamar and he’ll have a thief mug another player. This can be a quick way to make some cash if you are the one calling the thief. Unfortunately, you can also fall victim to muggings. If you are the one who gets mugged, a random masked NPC brandishing a knife will run at you, knock you over, and take all of the cash that you have on hand. (This is why getting in the habit of putting your money in the bank is so crucial.) It should be noted that it is possible to stand up and kill the thief before he gets away. The reward will be your money back and an achievement/trophy.
Play in Passive Mode
While you can’t make money simply by switching to Passive Mode, it can be a great way to hold onto the money you have in your pockets. Passive Mode becomes available to players after their first open-world death. It can be activated at any time in the open world through the Interactive Menu. It costs $0 to enter Passive Mode. Passive Mode protects you from an attack by players on foot. You can neither harm nor be harmed by enemies outside of a Vehicle. While this doesn’t protect you from being run over by Cars, it does keep you from being chosen as a special target for jerks-snipers-campers. Climb onto a low roof and you’re almost immune to damage, allowing you to peruse Jobs at will.